Introduction
Online scams in India are evolving rapidly in 2026. Fraudsters are using AI, fake apps, and phishing links to steal money and personal data.
Here are the latest online scams you must know about.
1. UPI Collect Request Scam
Fraudsters send a fake payment request and trick victims into entering UPI PIN.
Safety Tip: Never enter UPI PIN to receive money.
2. Fake Job Offer Scam
Victims receive job offers via WhatsApp promising high salary.
Safety Tip: Verify company website before paying any “registration fee.”
3. KYC Update Scam
Fake SMS claiming bank KYC expiry.
Safety Tip: Banks never ask for KYC through SMS links.
4. Fake Loan App Scam
Illegal loan apps threaten users and access contacts.
Safety Tip: Download apps only from official app stores.
5. AI Voice Call Scam
Scammers mimic family members using AI voice cloning.
Safety Tip: Always verify through video call.
How to Stay Safe Online
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Use strong passwords
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Enable 2FA
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Avoid unknown links
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Keep apps updated
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Use trusted antivirus
FAQs
What is the most common scam in India?
UPI and job scams are currently most common.
How do scammers get my number?
Data leaks and online registrations.
Conclusion
Staying informed about the latest scams is your best protection.
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