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31 October, 2025

Indian Banks Get a New Online Address: Welcome to the .bank.in Era!

A major digital shift is taking place in India’s banking sector. 
Several banks across the country are now moving their net banking websites to the new .bank.in domain — a move aimed at strengthening cybersecurity and protecting customers from online fraud.

Why This Change?

The Reserve Bank of India (RBI), in its directive dated April 21, instructed all banks to migrate their existing website addresses to the .bank.in domain by October 31. This step is part of RBI’s ongoing efforts to curb cyber threats like phishing and hacking while boosting public trust in secure online banking.

According to the RBI, the new domain ensures enhanced authentication, domain validation, and stricter control over who can register — making it much harder for cybercriminals to create fake banking websites.

What About Non-Banking Institutions?

RBI has also announced that a separate domain — .fin.in — will soon be launched for non-banking financial institutions (NBFCs), ensuring a consistent layer of security across all financial entities.

What Will You Notice?

When you log in to your bank’s online services, you’ll now see “.bank.in” in the website URL. 
Some banks might still open with their older “.com” addresses initially, but will automatically redirect you to the new secure domain.

New Official Domains of Major Banks

Bank Name                         New Domain

State Bank of India (SBI) https://sbi.bank.in

Punjab National Bank (PNB) https://pnb.bank.in

Canara Bank                         https://www.canarabank.bank.in

HDFC Bank                        https://www.hdfc.bank.in

ICICI Bank                        https://www.icici.bank.in

Axis Bank                        https://www.axis.bank.in

Kotak Mahindra Bank        https://www.kotak.bank.in/en/home.html

Final Thoughts

This migration to .bank.in marks a new milestone in India’s digital banking evolution. 
With stricter domain verification and enhanced encryption, customers can look forward to safer, more reliable, and more transparent online banking experiences.

So next time you log in, make sure your bank’s URL ends with .bank.in — and bank with confidence!

30 October, 2025

Calling Name Presentation : CNAP

Introduction to Calling Name Presentation (CNAP): The Future of Caller Identification

In today’s hyper-connected world, phone calls remain a crucial communication channel — from personal interactions to customer support and business outreach. Yet, one persistent problem continues to frustrate users worldwide: unknown or unidentified callers.

To address this, telecom networks are embracing a new innovation known as Calling Name Presentation (CNAP) — a feature that displays not only the caller’s number but also their registered name. Let’s explore what CNAP is, how it works, and why it’s a game changer for both consumers and businesses.

#What is Calling Name Presentation (CNAP)?

Calling Name Presentation (CNAP) is a telecom feature that allows the recipient of a call to see the name of the caller, as registered with the telecom operator, in real time when the phone rings.

Unlike existing caller ID or Truecaller-like apps that rely on crowdsourced data or stored contacts, CNAP fetches verified caller information directly from the telecom network’s database.

This makes the displayed name authentic and reliable, ensuring transparency and reducing call-related frauds or spam.

#How Does CNAP Work?

Here’s a simplified breakdown of how CNAP functions behind the scenes:

Caller initiates a call.
When you place a call, your mobile network sends your number to the receiver’s network, just like any normal call.

Network retrieves the name.
The receiver’s telecom operator queries its CNAP database to fetch the registered name associated with the calling number.

Display on recipient’s device.
The retrieved name appears on the screen of the person receiving the call — even if your number isn’t saved in their contacts.

This entire process happens within milliseconds, making it seamless and automatic.

#Benefits of CNAP
1. Enhanced Trust & Transparency

Recipients instantly know who’s calling, reducing hesitation to answer unknown numbers. This improves trust in legitimate calls from businesses and institutions.

2. Reduction in Spam & Fraud

Since names are sourced from verified databases, fraudulent and spam calls become easier to identify and block.

3. Better Customer Experience

For businesses, CNAP enables brand visibility during calls — allowing customers to recognize official calls instantly and engage confidently.

4. Complements Digital Identity Efforts

CNAP aligns with broader initiatives to build secure digital communication ecosystems, supporting verified caller identity frameworks.

#CNAP vs. Traditional Caller ID Apps
Feature CNAP Third-Party Apps (e.g., Truecaller)
Data Source Verified telecom database User-contributed / crowdsourced
Accuracy High Moderate / Variable
Privacy Controlled by telecom provider Dependent on app permissions
Works Offline Yes (network-based) Usually requires internet

Unlike apps that can sometimes show outdated or incorrect information, CNAP ensures accuracy and privacy, since it operates at the network level and not through external data collection.

#CNAP in India: A Step Towards Verified Communication

In India, the Telecom Regulatory Authority of India (TRAI) has been actively working with telecom operators to implement CNAP across mobile networks.
The initiative aims to curb rising cases of spam calls and digital scams, offering users a trusted layer of identity verification directly on their devices.

Once fully implemented, CNAP will display the caller’s registered name as per KYC records, ensuring that recipients can make informed decisions before answering any call.

#The Future Ahead

The introduction of CNAP marks a major step forward in telecom innovation — blending privacy, trust, and technology to make voice communication safer and more transparent.

As adoption grows, we can expect:

Better spam filtering at the network level

Improved brand recognition for verified businesses

More secure and user-friendly calling experiences

In short, CNAP is set to redefine how we see and trust phone calls — turning every ring into a moment of verified connection.

#Final Thoughts

The Calling Name Presentation (CNAP) feature is not just a telecom upgrade — it’s a trust revolution in voice communication.
By enabling verified caller identity directly from the source, CNAP can drastically reduce spam, protect users from scams, and enhance confidence in every call.

As telecom providers roll it out across networks, the days of answering “Unknown Number” may soon be over.

21 October, 2025

Windows 10 Extended Security Updates

Windows 10 Consumer Extended Security Updates (ESU)
Find out how the Windows 10 Extended Security Updates (ESU) program helps keep your device secure.

What is Windows ESU?
The Extended Security Updates (ESU) program for Windows 10 provides customers with a more secure option to continue using their Windows 10 PCs after October 14, 2025, while they transition to Windows 11. 
The ESU program helps reduce the risk of malware and cybersecurity attacks by providing access to critical and important security updates as defined by the Microsoft Security Response Center (MSRC) for devices running Windows 10, version 22H2. 
ESU enrollment does not provide other types of fixes, feature improvements, or product enhancements. It also does not come with technical support.

https://www.microsoft.com/en-us/windows/extended-security-updates


Free alternatives to Adobe Premiere Pro

DaVinci Resolve:
A professional-grade tool that includes video editing, color correction, visual effects, motion graphics, and audio post-production, all in one program. 

Lightworks:
Offers a user-friendly interface with advanced tools, making it a good option for beginners and intermediate editors. The free version has a 720p export limitation. 

Kdenlive:
A free, open-source, and cross-platform editor with keyframing, color correction tools, and masking capabilities. 

Shotcut:
A free, open-source, and cross-platform editor that is easy to use and supports a wide variety of video formats. 

04 October, 2025

SEBI Check

Verify the authenticity of UPI payment channels with SEBI Check

QR Code Scanning:
Simply scan the QR code provided by the intermediary to instantly verify their legitimacy.

UPI ID Verification:
Manually enter and verify UPI IDs to ensure you're making payments to a registered intermediary.

Bank Account Validation:
Confirm bank account details including account numbers and IFS Codes before making transactions in securities market.

https://siportal.sebi.gov.in/intermediary/sebi-check